About Fees
We're here to help you manage your mortgage and any bumps in the road.
Making regular mortgage payments can be very satisfying, especially as you see your loan balance get smaller. Even so, the unexpected can happen and you might fall behind.
Let us help you get back on track.
- Ask about mortgage assistance
- Together, identify the best solution for you
- Avoid falling behind on payments
Financial difficulties overall? Let's talk it through.
Servicing Fees
Mortgage Default Fees
Default fees adhere to state and local requirements, as well as investor and insurer guidelines. Fees can also change based on the type of loan, unpaid balance due, and delinquency status, as well as the property location, location and size. Default and bankruptcy fees/costs reflect the amount of the invoice paid to a third party, such as a property inspection company or foreclosure/bankruptcy attorney, for services rendered. If you have questions about a fee that is not listed below, or are seeking an itemization of fees incurred, please call the Loss Mitigation team at 877-266-7722 option 6.
Mortgage products in New York State only and offered by Homeowners Advantage (HOA), a subsidiary of Broadview FCU. Licensed Mortgage Bankers – NYS Dept. of Financial Services. HOA NMLS Identifier: 309847. HOA address: 4 Winners Circle Suite 202, Albany NY 12205. Broadview FCU NMLS Identifier: 458314
Broadview Federal Credit Union's mortgages are serviced by SEFCU Mortgage Services a wholly owned subsidiary of Broadview Federal Credit Union and is a licensed servicer with the NYS Department of Financial Services. Complaints or requests for further information regarding SEFCU Mortgage Services may be directed to the NYS Department of Financial Services by visiting the Department's website at www.dfs.ny.gov or by calling the Department's Consumer Help Unit at (800) 342-3736.
Please direct any inquiries or complaints in relation to your mortgage to Mortgage Servicing at 4 Winners Circle, Suite 202, Albany, New York 12205, email the Mortgage Servicing team, or by calling the Mortgage Servicing Department at (877) 266-7722 option 5.
