Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. HOA NMLS Identifier: 309847. HOA address: 4 Winners Circle Suite 202, Albany NY 12205. SMS address: 700 Patroon Creek Blvd. Suite 301, Albany NY 12206. SMS Branch ID: 2491994. Broadview FCU NMLS Identifier: 458314.